Last Updated September 27, 2024.

The information provided on this website and through my products—including courses, services, programs, memberships, e-books, webinars, guides, templates, and other channels (collectively referred to as the "Products")—is for general educational and informational purposes only. It is not intended as professional financial, legal, medical, or other expert advice. While I strive to provide accurate and up-to-date information, I do not warrant or guarantee the completeness, accuracy, or reliability of the information. Additionally, recommendations made in the Products may not always reflect the most current developments. By using my Products, you acknowledge and agree that any reliance on such information is at your own risk.

No Professional Advice
Nothing contained in the Products constitutes, or is intended to be, a substitute for professional advice (whether financial, legal, medical, or otherwise). You should always seek advice from qualified professionals based on your unique situation before making any decisions. I disclaim any and all liability for any loss or damage resulting from your reliance on the information in the Products.

Assumption of Risk
By accessing and using my Products, you agree that your use of the information, tools, and techniques provided is solely at your own risk. I expressly disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement regarding the information in the Products.

Results Disclaimer
I make every effort to accurately represent the results that can be achieved through the use of my Products. However, individual results will vary based on factors beyond my control, including but not limited to your personal skills, financial situation, education, motivation, experience, and market conditions. Therefore, I do not guarantee any specific outcome or financial result by using my Products. Any examples of results shared in the Products or promotional materials are illustrative and not guaranteed. You accept the risk that your results may differ from others and that all results presented are on a case-by-case basis and may not represent typical outcomes.

Affiliate Links and Third-Party Materials
Some of the Products may contain affiliate links to third-party products or services. I may receive a commission for purchases made through these links at no additional cost to you. However, any recommendations regarding third-party products or services are based on my personal experience and belief in their value. I disclaim all liability for any issues arising from your use of or reliance on such third-party products or services.

In addition to affiliate links, I may share or reference third-party websites, materials, or information (collectively, "Third-Party Material") in my Products. These references are provided for your convenience and informational purposes only. I do not control, endorse, or assume responsibility for any Third-Party Material, and I disclaim all liability for any damages or losses arising from your use of or reliance upon such material. You likewise acknowledge that I have no control over third-party websites or materials and disclaim any liability for your use of or reliance on them.

Limitation of Liability
To the fullest extent permitted by law, I disclaim all liability for any indirect, incidental, consequential, or punitive damages arising from or related to your use of the Products or the Website, even if I have been advised of the possibility of such damages. My total liability to you for any claims related to the Products or Website, whether in contract, tort, or otherwise, is limited to the amount you paid, if any, for the Products or services. Under no circumstances will I be liable for any damages, including but not limited to lost profits or data, arising from your use of the Products or Website. Please refer to my Terms of Use and Terms of Purchase for additional limitations of liability.

Personal Responsibility
You are solely responsible for your decisions, actions, and results when using my Products. I am not responsible for any decisions you make based on the information provided, nor for any consequences of those decisions. You agree to use your own judgment and conduct your own research before taking any actions based on the information in the Products.

Sensitive Content
The Products may contain material that some users find objectionable, such as discussions on sensitive topics or controversial opinions. If you are uncomfortable with such content, I advise you to refrain from using the Products.